Trucking & Transportation
On the road, risks are around every corner. Our specialized insurance coverage keeps your trucking business moving forward, no matter what lies ahead.
General Liability
Protect your trucking company from third-party claims of bodily injury, property damage, and personal injury. Our general liability coverage safeguards you against potential financial losses and legal expenses, ensuring your business is protected from accidents at your office, work sites, or caused by employee mistakes.
Auto Liability
As a trucking company owner, you must carry liability insurance to cover your drivers if they cause an accident. The required coverage limits vary based on truck weight, but having the right liability insurance keeps you covered if your driver is at fault for an accident, causing injuries or property damage.
Physical Damage
While not required by law, collision and comprehensive insurance can save you from expensive repair bills when your trucks are damaged. Collision covers repairs when your driver crashes, while comprehensive pays for damage from hail, floods, vandalism, or animal collisions. Protect your vehicles and keep your business rolling with physical damage coverage.
Motor Truck Cargo
Cargo insurance pays you back if your hauled goods are damaged or stolen during transport. Reefer breakdown coverage helps cover costs if your refrigerated trailer fails, spoiling perishable cargo. Protect your bottom line and your clients' goods with the right insurance for the cargo you haul.
Non-Owned and Trailer Interchange
Non-owned trailer and trailer interchange coverage protects truck drivers when they are liable for damage to a trailer rented, leased, or borrowed from another company. This insurance is crucial for trucking companies that utilize trailers they don't own, especially when operating in busy ports or during peak seasons.
Non-Trucking Liability
This insurance protects owner-operators when their rig is used for personal or non-business needs. It covers damages if an accident occurs when the truck is not being used for work purposes, such as during commutes or maintenance runs. Non-trucking liability provides peace of mind for owner-operators between loads.
Excess Liability
Excess liability coverage provides an extra layer of protection above your basic liability policies. If a severe accident occurs and the costs exceed your regular coverage, excess liability kicks in to cover the difference. This coverage is essential for fully protecting your trucking company's assets.
Workers Compensation
Workers compensation insurance is crucial for protecting your drivers. It covers medical treatment and lost wages if a driver is injured on the job, such as in a truck accident. This mandatory coverage protects your business from lawsuits and provides vital benefits to help injured drivers recover.
Occupational Accident
Occupational accident coverage provides supplemental benefits for truck drivers injured on the job. It pays lump sum cash payments directly to drivers who sustain permanent injuries or disabilities from a trucking accident, helping them cover living expenses and debts. This coverage also provides benefits if a driver passes away from a work-related accident.
Why Choose Tatch?
- Extensive experience insuring trucking companies and understanding their unique risks
- Customized coverage tailored to your specific trucking operation and cargo
- Competitive rates from top-rated insurance carriers
- Exceptional customer service and claims support
- Knowledge of state and federal trucking regulations to ensure proper coverage
